Number One Recommended Annuity Type - Click Here

Annuity Plans

Annuities are actually a very simple financial product and allow you to grow your principal without the many risk associated with other plans.

Important Annuity Features

- Tax Deferred Growth
- No Upfront Sales Charge
- No Risk To Principal
- Potential For Higher Returns With Indexed Annuities
- Flexibility
- Security
- May Avoid Probate
- May help in Qualifying for College Financial Aid

Two Main Annuity Types: Immediate and Deferred

The difference between deferred and immediate annuities is just about what you'd think.

A deferred annuity has two phases: the accumulation phase, where you let your money grow for a while, and the payout phase. During accumulation, your money grows tax-deferred until you take it out, either as a lump sum or as a series of payments. You decide when to take income from your annuity and therefore, when to pay the taxes. Gaining increased control over your taxes is one of the key benefits of annuities. Click Here For More Information

The payout phase begins when you decide to take income from your annuity. For most people, this is during retirement. As your needs dictate, you can take partial withdrawals, completely cash-out (surrender) your annuity, or convert your deferred annuity into a stream of income payments (annuitization). This last option is essentially the same as buying an immediate annuity.

With an immediate annuity, your income payments start right away (technically, anytime within 12 months of purchase). You choose whether you want income guaranteed for a specific number of years or for your lifetime. The insurance company calculates the amount of each income payment based on your purchase amount and your life expectancy. Click Here For More Information

Deferred Annuities for Unlimited Savings	Income Annuities for a Stream of Lifetime Income
Unlike company retirement plans and IRAs, tax-deferred annuities provide an unlimited opportunity to save for the future.	An income annuity converts a single purchase payment into income for life or a period you determine, continuing even after your principal and earnings are depleted.

Companies Represented

We consider many companies before selecting ONE that would be most adequate. Companies are selected for their high financial strength (B++ to A++ top ratings) as well as product products offering high yields, multiple account choices and flexibility.

Looking for an annuity? You'll need the services of a licensed professional (state required!) Our clients NEVER Have to meet with anyone though. Everything can be handled by Web, Fax, e-mail and phone. You can call us at 1-866-613-3636 or simply complete our online Our Number One Recommended Annuity Type - Click Here.

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