Request a critical illness insurance quote
People are living longer today. Although survival rates are on the rise for many medical conditions, a debilitating illness and the costs associated with loss of income can lead to medical bankruptcy.
A 2008 study by the American Cancer Society and the Kaiser Family Foundation that found 20 percent of people with health insurance still can't afford cancer therapy. In fact, the survey found that a year of treatment for blood cancers such as leukemia reached $1 million in 2008, which would max out the limits of most health insurance policies.
Even with advanced medicine and a health insurance policy on your side, if you are diagnosed with a life-threatening illness, there is a possibility that you would not be able to afford the treatments recommended and needed. Critical illness insurance can help.
Critical illness insurance is medical insurance that pays a lump-sum benefit upon diagnosis of a critical illness or condition. A critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. It gives you the freedom to:
- Get the treatment you want
- Spend time with your family and friends
- Keep your home and other assets
- See brochures and more
Determine Your Need
Traditional health insurance is valuable, but often limiting. Because medical treatment is more advanced than ever, it's also more expensive. People today often experience financial hardship because of the medical expenses their health and disability insurance don't cover. Critical illness insurance could be a strong supplement to other health insurance. Determine if you need critical illness by learning what it pays for that other plans don't.
Plan Details
Because our critical illness insurance pays you a cash benefit upon diagnosis of a covered critical illness or condition, you choose how to spend it:
- Make payments on your mortgage
- Pay medical bills
- Hire help for around the house
- Take a family vacation
Request a critical illness insurance quote
