Term Life Insurance for Seniors
YOUR COVERAGE IS FOR A LIFETIME
YOUR PREMIUMS NEVER INCREASE
YOUR POLICY CASH VALUE GROWS
YOU DO NOT NEED A MEDICAL EXAM
Having a Final Expense Insurance policy means you are covered for your entire lifetime. It also provides those left behind the means and the ability to pay any remaining expenses or outstanding debts – you can even make bequests!
Flexibility makes Final Expense Life Insurance different from burial protection policies which can only cover the costs of burial.
Final Expense Life policies let you fit the policy coverage to your needs – you choose the amount of coverage you want.
NO MEDICAL EXAMS are needed with Final Expense Life Insurance. The policies are created as simplified issue which means you only fill out a short application and no trip to a physician is required.
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Funeral expenses vary by region and differ in rural or urban areas.
Expenses can be as low as $5,000 or more than $25,000.
Some costs associated with burial include:
■ Cemetary Plot
■ Casket
■ Headstone and Engraving
■ Funeral Service
■ Wake/Visitation
■ Minister
■ Transportation
■ Legal Fees, probate costs
■ Physician and Hospital bills
■ Debts outstanding
■ Mortgage pay-off, car loans, credit card balances
