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What is life insurance For Pipe, Cigar or Tobacco Chew Users?
Simply put, we have found companies that are willing to look at cigar, pipe or Tobacco chew users as none smokers or at special Tobacco rate users. What that means to you, as a Tobacco user, you can now get tobacco user life insurace rates that are much lower (often less than half) than the rates you would pay as a standard Tobacco user rates.
These companies offering special life insurance Tobacco user rates are top rated and with a lot of experience in these cases. Of course, since it is not always possible to tell who smokes cigarettes and uses other forms of Tobacco, the insurance companies trust that their clients will tell the truth on the application about their Tobacco use. Please keep in mind that, for the lowest possible rates, an exam is often needed. If an exam is an issue, we do have companies who will still offer insurance plans to Tobacco users but at higher rates.
So, if you have used Tobacco, other than cigarettes, you can now get special rates with our Tobacco user life insurance plans.
Want to know more, just request a quote below and we will give more details on the companies and the plans.
Request Your Free Tobacco User Life Insurance Quote