life insurance no exam

Life Insurance No Exam is What We Do

As you may already know there are several types of plans available for Life Insurance No Exam. The two major advantages of Life Insurance No Exam are its speed of approval and its simplicity of application. Also, since it is no exam, then there is no worry that some medical issue will be discovered because of a blood, urine test or any other test often required by full exam plans (EKG, Dr. Exam, HBP Test...)

Plans Available For Life Insurance No Exam

By preference, one should try to get approved for standard Life Insurance No Exam plan first. Standard meaning that the Life Insurance No Exam plan should not be an accidental life insurance only or graded life insurance plan.

Below Are Links To The Various Plans Available

Plan Name - All Are No Exam	Link	Maximum Available	Average Approval Time
Term Life	Click Here	$750,000	2-3 days
Graded Term Life	Click Here	$250,000	2-3 days
Graded Whole Life	Click Here	$250,000	5 days
Accidental	Click Here	$250,000	1 day
Children	Click Here	$250,000	3 days
Smokers	Click Here	$750,000	2-3 days
Group/Small Business	Click Here	Per Case	1 day
Direct Online Life Insurance	Click Here	$500,000	1-2 days

With Life Insurance No Exam, Does The Insurer Check Your Medical Records?

Most, Life Insurance No Exam DO NOT check medical records. Some may check MIB hits and pharmacy reports that are on record. MIB will tell them if you have been declined for life insurance. If you have been declined your next best two choices are Graded Life Insurance No Exam and Impaired Risk Full Exam Life Insurance.

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