No Exam Mortgage Life Insurance and Mortgage Disability Insurance
What Is Mortgage life Insurance...No Exam plan ?
Mortgage Life Insurance can be approved up to $1,600,000 without the need for an exam or a nurse visiting you and requires that very few questions be answered. The approval Process is usually very fast (most times within 72 hours.) It will cover your new or existing loan from catastrophe due to premature death. You can even add an accidental disability rider and a 100% return of premium rider. This plan is backed by a high rated insurance company - Fidelity Life!
IMPORTANT: DON'T RISK HURTING YOUR MIB RECORDS BECAUSE SOME COMPANY GAVE YOU UNACHIEVABLE SUPER LOW RATES. NO EXAM LIFE INSURANCE IS PERFECT FOR MORTGAGES AND OTHER LOANS, THE APPROVAL IS SIMPLE AND RATES ARE GREAT.
Although the quotes for no exam insurance may come out higher than for a full exam plan, often the final approved rates will be same or better with the no exam plans. Why? you may ask. Simply because quotes mean nothing until after the policy has been approved. It is very rare that individuals end up being approved for the super low rate full exam life insurance. On the contrary, the end result for full exam life insurance often end up being higher rates and a bad record may end up on your MIB (Medical Information Bureau.)
