Is for No Exam Life Insurance More Expensive?
The Final Price is What Matters!
Yes, you may have guessed, quotes on no exam life insurance can be a bit higher. Well if
all you do is compare super, ultra preferred rates to a no exam life insurance, you are in for a disappointment on quotes. No exam life insurance will never compete with these kind quoted companies. The question is, how many customers truly end up with this super, ultra preferred rates?
The bottom line is, if you have any belief that you will not be able to get super low rates, a no exam life insurance plan may be your best choice. As a matter of fact, if you just want to to e-mail us, we can even give you our opinion on the best route to follow!
Still want to try for super low rates? Think about this. And we are not trying to scare you, just educate you (As we have been doing with our many customers for years.) First keep in mind that time is money, Second re-read the second paragraph above. Third look at this partial step by step explanation of what it will take to get you approved for a fully underwritten (i.e.: exam required, blood and urine sample) super low rate insurance policy:
. Time off for having an exam vs no exam
.
Waiting for exam results vs super fast answer
. Waiting for medical records
.
Time off for possibly getting your own medical records (If your Dr. does not respond fast) vs no need for medical records with most no exam companies.
.
Waiting weeks for an answer vs 24-72 hours with most no exam companies|
. and last but not least, getting a rate that ends up being teh sam eor higher than if you had just selected a no exam plan..
We are not telling you to completely forgo the option of a fully underwritten insurance plan. After all we offer those too. We just want you to be careful with your choice. If you Still want to see what those super low rates are? Click here. We will be happy to help you and even try to pre-qualify you before you make any errors and select the wrong road.
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