We Make It Convenient for You
Fidelity Life now offers you a no exam universal life insurance that features the Rapid 
Decision process, among the most convenient application and underwriting processes available in the industry. Applying for life insurance can often be time consuming. Therefore, Fidelity Life’s streamlined application and approval process allows you to obtain coverage in days, not months. Standard policy issuance does not require a medical examination. Instead, approval for a policy depends upon your answers to health questions on the application. (1)
Rapid Decision No Exam Universal Life
Fidelity Life’s Rapid Decision Universal Life product provides flexible premiums coupled with competitive cash value accumulation. It is an ideal product for those who seek solid life insurance protection, flexibility, and sustainable cash value accumulation. Coverage is available for people ages 16 to 75 years.
Optional Riders
You can also add custom rider options like Waiver of Premium, Dependent child coverage and Accidental Death Benefit.
• The Waiver of Premium Rider pays the policy premium if the insured becomes disabled and is available for those ages 20 to 55. There is a 6-month retroactive waiting period.
• The Dependent Child Rider offers children of the primary insured (aged 20 to 60 years), who are 15 days to 18 years old, coverage from $5,000 to $25,000. Coverage ceases when the child reaches age 23 or when the primary insured reaches age 65, or when the policy terminates, whichever comes first.
• The Accidental Death Benefit (ADB) is a rider that pays a benefit in the event of accidental death. The rider is available at issue ages 20 through 65, in benefit amounts up to $300,000. The ADB rider expires at age 80.
Rapid Decision Universal Life— Innovation with You in Mind
At Fidelity Life, we are dedicated to providing a customer experience unique in the industry today. Our Rapid Decision Universal Life combines the speed of our Rapid Decision process, flexible product features and riders, and the solid financial ratings that allow us to offer you one of the best insurance values available today. As a policyholder you will benefit from the financial strength and security of our A- (Excellent) rating from A.M. Best.4
No Exam Universal Life Insurance with Fidelity Life Quotes
1 Occasionally a medical exam, test or report will be ordered
to assist in clarifying or correcting an item of medical history.
2 Not available in all states.
3 May be subject to limitations. Please see rider schedule pages for details.
4 For the latest rating, access www.ambest.com
