Being Declined for No Exam Life Insurance
Yes, You Do Have Options!
Ok, so here it is. You take the time to apply for your no-exam life insurance plan only to 
find out that you have been rejected and did not qualify for the life insurance because you answered yes to one of the medical questions, your weight is too high, you are over the acceptable age...or you already applied and were previously declined for your no exam life insurance. Whatever! Now What?
Well your options are actually many. You can apply through the regular process of a fully underwritten life insurance plan (which is usually the best next step), you can try to qualify for a no exam graded policy, you can request that your case be reviewed again (you never know!) or you can simply start saving a ton of money and hope you live long enough to accumulate a good stash of cash (that should be your last option unless, of course, you enjoy living dangerously and no-one depends on you.)
Your first goal in deciding what to do is to find out why you were declined in the first place. If you decide to apply for a fully underwritten plan, be sure to communicate all information to your broker or anyone else who is helping you apply.That will greatly improve your chances of selecting the right path and being approved by the new insurance company. Second, you can always use us as your unbiased source of information and we can try to guide you in the right direction. Of course we are always ready to help you. All you have to do is ask. Be well!
Impaired Health No Exam Life Insurance Quote Request
